MicroCredit

MicroCredit on an individual or family as the core business loans, the main target for the majority of business self-employed, small workshops, small owners. The amount of loans is generally 20 million yuan, 1,000 yuan. Small loans are small loans in the technology and practical application of the extension. Microfinance in China: primarily serving agriculture, small and medium enterprises. The establishment of small loan companies, a reasonable number of private capital will be concentrated together, regulate the private lending market, but also effectively solve the agriculture, small and medium enterprises financing difficulties.
Successful model of foreign
Yunus founded the Grameen Bank microfinance model.

secured loans

secured loanss where borrowers to ensure that certain items to banks as collateral to obtain loans. It is a capitalist bank loans in the form of collateral often include marketable securities, government bonds, a variety of stocks, real estate, and goods, bills of lading, warehouse receipt or other proof of ownership document items. If the borrower must be shown with the return, otherwise the bank has the right processor collateral, as a compensation.