Thursday, November 4, 2010

Personal Financing

The generalized financing refers to fund flows between the holders to fill more than an economic behaviour is this fund two-way interaction process including funds in (the origin of capital) and the use of RongChu (capital). Special financing refer only to capital into.
Personal financing, mainly in the business before and, when a feasible operation scheme has been formed and prepare action, it was found that the lack of funds, if you have money, business will soon carried out. For instance you in the residential area near open a small-scale laundry, need to fund four thousand yuan, and their own hands only 2 million yuan, the gap 2 million yuan, this needs financing. Again if you run a small shop of commodities, found in this area recently sell like hot cakes, then intend to purchase. But because of the money all occupied in existing commodity, has not been able to purchase new goods, then also need financing. Of course, for every purpose of finance. Due to the different financing ways in the amount of the funds, time, cost is different, the operator must want to consider how the financing is the most suitable for yourself.
It is common mode of financing is a human borrowings. If you have a good project wanted to business, the first thought of borrowing from relatives or friends. This is best financing way less fund risk is not big project, it suits simple production and operation and the initial capital accumulation. But the shortage is once business happening deficit, will have no face to relatives and friends.
2 it is shareholder "financing". Relative friend rich after all is small. But also considers some cases bad instead to handle affairs, therefore acquaintances consider seeking suitable investment partners. Before looking for investment partner is mainly in the region, now traffic, communication tool is very convenient, both at home and abroad are likely to find investment partners. Defining a business projects, if no money, you can consider to sacrifice of interest to others, in exchange for a capital, to achieve the purpose of beginning management and profit.

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